What to Do (and Not to Do) After a Car Accident

If you find yourself in a car accident, it’s crucial to handle the situation properly. Here’s a guide on what to do and what not to do after a car accident:

What TO DO:

  1. Stop at the Scene:
    • Do not leave the scene of the accident, regardless of fault.
    • Leaving could lead to legal consequences, including misdemeanor or felony charges.
  2. Call 911:
    • Ensure everyone’s safety by calling 911, especially if there are injuries or the possibility of injuries.
    • Emergency medical attention is crucial, even if injuries seem minor or are not immediately apparent.
  3. Contact the Police:
    • Even in minor accidents, contact the police to file an accident report.
    • A police report provides essential details and may be required for legal purposes later on.
  4. Document the Accident:
    • Take pictures of the accident scene, including vehicles, surroundings, and relevant street signs.
    • Note weather conditions, traffic volume, and any other pertinent details on your phone.
  5. Exchange Information:
    • Exchange contact information with the other driver.
    • Gather insurance details, names, addresses, and vehicle registration numbers.
    • Verify and document each other’s driver’s license information.

What NOT TO DO:

  1. Do Not Leave the Scene:
    • Leaving the scene is illegal and may result in criminal charges.
    • Stay at the scene, pull over if possible, and assess the situation.
  2. Do Not Forget to Call the Police:
    • Even if the police might not respond immediately, call them to report the accident.
    • If necessary, file an accident report on your own.
  3. Avoid Apologizing or Admitting Fault:
    • Refrain from apologizing or admitting fault at the scene.
    • Such statements may be used against you and impact insurance claims.
  4. Do Not Forget to Get Evidence:
    • In addition to police reports, gather your own evidence.
    • Take comprehensive photos, document surroundings, and note relevant information.
  5. Do Not Neglect Information Exchange:
    • Exchange necessary information with the other driver.
    • Obtain insurance details, names, addresses, and vehicle registration numbers.
  6. Avoid Talking to the Other Driver’s Insurance Company:
    • Refrain from direct communication with the other driver’s insurance company.
    • Insurance companies may attempt to settle for less if you’re not represented by a lawyer.

Navigating the aftermath of a car accident requires a careful and informed approach. By following these do’s and don’ts, you can protect your legal rights and ensure a smoother process for handling insurance claims and potential legal actions.